Custom Transaction Categories with Rules

Finta automatically assigns categories to your transactions based on what your bank reports. If you want to use your own category names instead — or assign categories that match your personal budget system — the Rules engine lets you do exactly that.

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How it works

A Rule has two parts:

• Conditions — the criteria a transaction must match (e.g., merchant name contains “Whole Foods”)
• Outcome — what happens when a transaction matches (e.g., set Category to “Groceries”)

When you run a rule, Finta looks at every transaction in your destination, applies the conditions, and updates any matching transactions.

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Setting up a rule

Go to your destination in Finta, then click Rules in the sidebar. Click Create Rule to start.

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Step 1: Add a condition

Choose one or more conditions to identify the transactions you want to categorize: Each condition supports operators like contains, equals, starts with, greater than, regex, and more. Multiple conditions are combined with AND logic. Example: To match all grocery store visits at Whole Foods:

• Condition: Merchant Name → contains → Whole Foods

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Step 2: Set the outcome

Click Next to move to outcomes. Click Add Outcome and select Update Category. A dropdown appears showing all categories currently in your destination’s Categories table. Select the category you want to assign. Don’t see the category you need? Type it in the search box and click Create [Name] Category. Finta will add it to your Categories table in real time and use it for this rule.

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Step 3: Run the rule

Click Create Rule. On the next screen, click Run Rule to apply it immediately to all existing transactions in your destination. Any transaction that matches your conditions will have its category updated. New transactions that sync in the future will also have the rule applied automatically.

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Does the category need to exist first?

When you have a Categories table configured: the dropdown shows only categories that already exist in your destination. You can create new ones on the fly by typing the name — Finta creates the category entry and assigns it in one step. When you don’t have a Categories table configured: the outcome shows a plain text input. You can type any string, but since there’s no Categories table to link to, the value won’t connect to a category record. For the best experience — especially in Notion and Airtable where Category is a relation field — make sure your destination has a Categories table set up.

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Worked example

Goal: Stop using Plaid’s auto-category for grocery transactions and assign a custom “Groceries” label instead.

1. Go to your destination → Rules → Create Rule
2. Add condition: Merchant Name contains Whole Foods
3. Click Next → Add Outcome → Update Category
4. Type Groceries in the search box, then click Create Groceries Category
5. Click Create Rule, then Run Rule

Result: all existing Whole Foods transactions get “Groceries” as their category, and new ones will too.

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Tips

Use multiple conditions for precision. If a merchant name matches transactions you don’t want to recategorize, add a second condition (like an amount range) to narrow the match. Rules run in priority order. If a transaction matches multiple rules, the highest-priority rule wins. You can reorder rules from the Rules page. Rules apply at sync time. After your initial run, rules automatically apply to new transactions as they come in — you don’t need to re-run manually.