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Documentation Index

Fetch the complete documentation index at: https://docs.finta.io/llms.txt

Use this file to discover all available pages before exploring further.

A bank connection is an authorized link between Finta and one of your financial accounts. Once connected, Finta automatically syncs your transactions, balances, and other financial data to your destinations. You can connect as many accounts as your plan allows and route them to different destinations based on how you want to organize your data.

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Providers

Finta supports four providers. The right one depends on where your accounts are and what type of data you need.
ProviderRegionWhat it connectsHow it syncs
PlaidUS, CanadaThousands of banks, credit cards, investment and loan accountsWebhook-triggered when your bank reports new activity
GoCardlessEurope, UKBanks via open banking across the UK and EuropeDaily scheduled sync
MercuryUSMercury business bank accountsReal-time via webhooks
StripeGlobalCharges, customers, invoices, subscriptions, Issuing transactionsReal-time via webhooks

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When to use which provider

  • Plaid is the default for US and Canadian bank accounts. It covers the widest range of institutions including checking, savings, credit cards, investments, and loans.
  • GoCardless is for European and UK bank accounts. It uses open banking, which means your bank authorizes Finta directly (no screen-scraping).
  • Mercury is for Mercury customers who want a direct integration. It provides real-time updates instead of the daily sync you’d get connecting Mercury through Plaid.
  • Stripe is for syncing your Stripe business data. It pulls in charges, customers, products, prices, subscriptions, and invoices.

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How automatic syncs work

After connecting an account, Finta keeps your data in sync automatically. The method depends on the provider: Webhook-driven (Plaid, Mercury, Stripe): These providers notify Finta when something changes. A new transaction posts to your bank account, and Finta picks it up within minutes. Mercury and Stripe send real-time webhooks. Plaid sends update notifications that trigger a sync. Scheduled (GoCardless): Finta runs a daily sync to pull the latest transactions and balances. Some European banks also have rate limits on how often data can be fetched, so daily is the most reliable cadence. Where supported, Finta also runs periodic backfills to catch anything webhooks might miss.

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Connecting your first account

Click Connect Account from the Accounts page in the Finta dashboard. Search for your institution and Finta will show you the available provider. Follow the prompts to securely authorize access. Finta requests read-only access to your financial data. Bank usernames and passwords are never stored by Finta—authentication is handled via OAuth tokens managed by the provider’s own security infrastructure.